Monthly Reports 04-2015

Sponsored Links

Grameen Bank Monthly Update in US$ : April, 2015
Sl. No. Particulars Million US$
1.0  Cumulative Amount Disbursed Since Inception 16,999.78
2.0  Cumulative Amount Repaid Since Inception 15,541.25
3.0  Amount Disbursed this Month 155.63
4.0  Amount Repaid this Month 151.50
5.0  Outstanding Loan
5.1 Basic Loan 1,023.88
5.2 Flexible Loan (a) 99.37
5.3 Housing Loan 0.26
5.4 Education Loan 37.11
5.5 Other Loans 3.59
5.6 Total (b): 1,164.21
6.0  Rate of Recovery (c) 98.24
7.0  Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (d)
7.1 Basic Loan 4.17
7.2 Flexible Loan 16.63
7.3 Total : 20.81
8.0  Overdue Loan (e)
8.1 Basic Loan (f) 7.560
8.2 Flexible Loan 10.610
8.3 Housing Loan 0.013
8.4 Other Loans 0.000
8.5 Total : 18.182
9.0  Microenterprise Loan (Cumulative)
9.1 No. of Microenterprise Loans 6,548,136
9.2 Amount Disbursed 3,017.69
9.3 Amount Repaid 2,703.74
10.0  Balance of Deposits
10.1 Members’ Deposit 1,364.75
10.2 Non-Members’ Deposit 799.77
10.3 Total : 2,164.51
11.0  Deposits to Outstanding
11.1 Deposits as Percentage of Outstanding Loans 186
11.2 Deposits and Own Resources as Percentage of Outstanding Loans 204
11.3 No. of Branches with more in Deposits than in Outstanding Loans 2,214
12.0  Beggar Members
12.1 No. of Beggar Members 78,483
12.2 Amount Disbursed (Cumulative) 2.58
12.3 Amount Repaid (Cumulative) 2.13
12.4 Amount of Savings (Balance) 0.12
13.0  Cumulative Number of Village Phones 1483,647
14.0  Cumulative Number of Houses Built with Housing Loans 696,964
15.0  Life Insurance Fund (Cumulative)
15.1 No. of Deaths Among all Borrowers 170,333
15.2 Amount paid out from Life Insurance Fund 5.37
16.0  Loan Insurance
16.1 Balance in Loan Insurance Savings 115.93
16.2 No. of Deaths Among Insured Borrowers (Cumulative) 350,059
16.3 Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative) 54.94
17.0  Higher Education Loan (Cumulative)
17.1 No. of Female Students 12,519
17.2 No. of Male Students 40,777
17.3 Total : 53,296
17.4 Amount Disbursed (Female) 13.63
17.5 Amount Disbursed (Male) 35.20
17.6 Total : 48.83
18.0  Scholarship (Cumulative)
18.1 Scholarship Recipient (Female) 121,148
18.2 Scholarship Recipient (Male) 84,368
18.3 Total : 205,516
18.4 Scholarship Amount (Female) 2.81
18.5 Scholarship Amount (Male) 1.98
18.6 Total : 4.79
19.0  Number of Members (g)
19.1 Female 8,337,233
19.2 Male 336,024
19.3 Total : 8,673,257
20.0  Number of Groups 1,340,470
21.0  Number of Centres 142,301
22.0  Number of Villages 81,390
23.0  Number of Branches 2,568
24.0  Number of Branches with Computerized Accounting and MIS 2,568
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The amount of a flexible loan which completes the third year is written off exactly on the date following its completion.
(b) This figure is not exactly equal to the difference between items 1 and 2 because of difference in conversion rates.
(c) Amount repaid as a percentage of amount due.
(d) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(e) On the last day of each month, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they become overdue.
(f) In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue.  In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(g)  Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note : Current Exchange Rate : 1 US$ = Taka  77.80
If you see this article is useful for you , please like and share it . If you want to copy this article on your site , please write source and link to Grameen Bank . Thank you .

Sponsored Links


Monthly Reports 04-2015
1 vote, 5.00 avg. rating (97% score)

Advertisement

Loading Facebook Comments ...